[
  {"shortcut": "fininvoice", "phrase": "INVOICE #[prompt:Invoice number]\nDate: [date]\nBill to: [prompt:Client name], [prompt:Company]\n\nServices: [cursor]\n\nSubtotal: [prompt:Subtotal]\nTax ([prompt:%]%): [prompt:Tax amount]\n**Total due: [prompt:Total]**\n\nPayment due by: [prompt:Due date]\nPay via: [prompt:Payment method]", "description": "Invoice template"},
  {"shortcut": "finpayment", "phrase": "Dear [prompt:Client name],\n\nThis is a friendly reminder that invoice #[prompt:Invoice number] for [prompt:Amount] was due on [prompt:Due date]. Please let us know if you have questions about the invoice or if we can assist with the payment process.", "description": "Payment reminder"},
  {"shortcut": "finoverdue", "phrase": "Dear [prompt:Client name],\n\nThis is an overdue notice for invoice #[prompt:Invoice number] for [prompt:Amount], which was due on [prompt:Due date]. Immediate payment is required to avoid a late fee of [prompt:Late fee %]% per month. Please remit payment or contact us within [prompt:Days] days.", "description": "Overdue invoice notice"},
  {"shortcut": "finrecon", "phrase": "## Bank Reconciliation - [prompt:Month] [prompt:Year]\nOpening balance: [prompt:Amount]\nDeposits this period: [prompt:Amount]\nWithdrawals this period: [prompt:Amount]\nOutstanding checks: [cursor]\nAdjusted balance: [prompt:Balance]\nStatement balance: [prompt:Bank balance]\nDifference: [prompt:Difference]", "description": "Bank reconciliation template"},
  {"shortcut": "finbudget", "phrase": "## Budget Forecast - [prompt:Quarter/Year]\n**Revenue target**: [prompt:Amount]\n**Cost of goods**: [prompt:Amount]\n**Operating expenses**: [prompt:Amount]\n**EBITDA**: [prompt:Amount]\n\nKey assumptions: [cursor]\nRisks: [prompt:Risks]", "description": "Budget forecast template"},
  {"shortcut": "finexpense", "phrase": "EXPENSE REPORT\nEmployee: [prompt:Name] | Department: [prompt:Department] | Period: [prompt:Period]\n\n| Date | Description | Category | Amount |\n|------|-------------|----------|--------|\n| [cursor] |\n\nTotal: [prompt:Total]\nManager approval: [prompt:Manager]", "description": "Expense report template"},
  {"shortcut": "finaudit", "phrase": "Dear [prompt:Auditor firm],\n\nIn connection with your audit of [prompt:Company] for the period ending [prompt:Date], we confirm that [cursor]. To the best of our knowledge, all material information has been disclosed. Please let us know if you require additional documentation.", "description": "Audit confirmation letter"},
  {"shortcut": "fintax", "phrase": "Tax filing reminder: The deadline for [prompt:Tax type] is [prompt:Date]. Documents needed: [cursor]\n\nPlease submit all supporting documents by [prompt:Internal deadline] to allow sufficient preparation time.", "description": "Tax deadline reminder"},
  {"shortcut": "fincash", "phrase": "## Cash Flow Summary - [prompt:Period]\nOperating activities: [prompt:Amount]\nInvesting activities: [prompt:Amount]\nFinancing activities: [prompt:Amount]\n**Net change in cash**: [prompt:Amount]\nOpening cash: [prompt:Amount]\n**Closing cash**: [prompt:Amount]", "description": "Cash flow summary"},
  {"shortcut": "finforecast", "phrase": "## Financial Forecast - Q[prompt:Quarter] [prompt:Year]\n**Projected revenue**: [prompt:Amount]\n**YoY growth**: [prompt:%]%\n**Gross margin**: [prompt:%]%\n**Operating costs**: [prompt:Amount]\n**Net income**: [prompt:Amount]\n\nKey drivers: [cursor]", "description": "Quarterly financial forecast"}
]